How Much House Can I Afford?
Find Out Exactly How Much House You Can Afford in Seconds
Planning to buy a home? Stop guessing and start calculating. Home Affordability Calculator uses proven financial formulas and real-time mortgage rates to show you the maximum home price that fits your budget.
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Key Features
- Instant Affordability Analysis: Enter your income, debts, and savings to instantly see your maximum home price. Our smart calculator considers your debt-to-income ratio, down payment, and current interest rates
- Live Mortgage Rates: Get today's average 30-year conventional mortgage rate automatically - no manual research needed. Want to use a custom rate? Toggle it off and enter your own
- Complete Payment Breakdown: See exactly where your money goes: Principal & Interest, Estimated Property Tax, Estimated Home Insurance, Total Monthly Payment, and your Housing-to-Income Ratio
- Flexible Options: Use standard 20% down payment or customize it. Choose 30-year mortgage or set your own term (15, 20, 25 years). Automatically identifies if you're limited by savings or income
Perfect For
- First-time homebuyers
- Anyone planning to refinance
- Real estate investors
- Financial planning
Download now and take the guesswork out of home buying!
Note: This product uses the FRED API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.